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The money can remain in the account if not used by the end of the year. What You Need to Know Medicare beneficiaries still face a coverage gap... While this post may contain links to lead generation forms, this won’t influence our writing. We follow strict editorial standardsto give you the most accurate and unbiased information. Wong Eakin, JD, started helping people with Medicare in 2005 when Medicare Part D was launched and Part C was renamed Medicare Advantage. SHIP is an independent program federally funded by the Administration for Community Living and is not affiliated with the insurance industry. Navigating Original Medicare, Medicare Supplement Insurance plans, or Medicare Advantage plans can be overwhelming. When you’re first learning about Medicare options, the internet is a great place to start. You may want to ask family members and friends who have Medicare if they like their Medicare plans. Additionally, there are community resources to help you understand your optio...